Day 18: Government Policies – National Schemes
Here is an overview of some important National Schemes in India:
1. Pradhan Mantri Kaushal Vikas Yojana (PMKVY):
- Objective: To enable and mobilize a large number of Indian youth to take up skill training and become employable.
- Key Features: Provides industry-relevant skill training, monetary rewards to trainees, free training for eligible youth (school/college dropouts, unemployed with valid ID and bank account), training aligned with the National Skills Qualification Framework (NSQF), includes soft skills, entrepreneurship, financial, and digital literacy.
2. Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PMJAY):
- Objective: To provide a health cover of ₹5 lakhs per family per year for secondary and tertiary care hospitalization to over 12 crore poor and vulnerable families (approximately 55 crore beneficiaries).1
- Key Features: World’s largest health assurance scheme, provides cashless access to health care services at empanelled public and private hospitals across India, aims to reduce catastrophic health expenditures.
3. Beti Bachao Beti Padhao (BBBP):
- Objective: To promote gender equality and empower girls.
- Key Features: Focuses on education, financial security, and eliminating harmful practices against girls. Eligibility often involves having a girl child below 10 years of age and opening a Sukanya Samriddhi Account (SSA).
Other Important National Schemes:
- Pradhan Mantri Awas Yojana (PMAY): Provides affordable housing to the urban and rural poor.
- Pradhan Mantri Jan Dhan Yojana (PMJDY): Focuses on financial inclusion by providing access to banking services, credit, and insurance.
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Provides life insurance cover at an affordable premium.
- Pradhan Mantri Suraksha Bima Yojana (PMSBY): Offers accidental death and disability cover at a low premium.
- Atal Pension Yojana (APY): Provides a pension to workers in the unorganized sector.
- Digital India Mission: Aims to transform India into a digitally empowered society and knowledge economy.
- Swachh Bharat Abhiyan: Promotes cleanliness and sanitation across the country.
- Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): Provides income support to landholding farmers.
30 MCQs on Government Policies – National Schemes (Day 18)
- The primary objective of the Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is to:
a) Provide financial assistance to students
b) Offer skill training to the youth
c) Provide housing for the poor
d) Promote digital literacy among children
Answer: b - Ayushman Bharat – PMJAY provides a health cover of up to:
a) ₹2 lakhs per family per year
b) ₹3 lakhs per family per year
c) ₹5 lakhs per family per year
d) ₹10 lakhs per family per year
Answer: c - The Beti Bachao Beti Padhao scheme focuses on:
a) Improving healthcare facilities for women
b) Promoting girls’ education and empowerment
c) Providing financial aid to pregnant women
d) Enhancing women’s safety in public spaces
Answer: b - PMKVY training is aligned with which framework?
a) National Education Policy (NEP)
b) National Skills Qualification Framework (NSQF)
c) National Curriculum Framework (NCF)
d) National Assessment and Accreditation Council (NAAC)
Answer: b - Ayushman Bharat – PMJAY primarily targets which section of the Indian population?
a) Middle-income group
b) Senior citizens
c) Poor and vulnerable families
d) Government employees
Answer: c - Opening a Sukanya Samriddhi Account (SSA) is often associated with which scheme?
a) PMKVY
b) PMJAY
c) Beti Bachao Beti Padhao
d) PMJDY
Answer: c - Which scheme aims to provide affordable housing to the urban and rural poor?
a) PMKVY
b) PMJAY
c) PMAY
d) PMJDY
Answer: c - The Pradhan Mantri Jan Dhan Yojana (PMJDY) is focused on:
a) Providing insurance coverage
b) Promoting digital transactions
c) Financial inclusion
d) Skill development
Answer: c - Which scheme provides life insurance cover at an affordable premium?
a) APY
b) PMJJBY
c) PMSBY
d) PMKVY
Answer: b - The Atal Pension Yojana (APY) is specifically designed for:
a) Government employees
b) Workers in the unorganized sector
c) Students
d) Farmers
Answer: b - The Digital India mission aims to transform India into a:
a) Manufacturing hub
b) Agricultural powerhouse
c) Digitally empowered society
d) Global tourist destination
Answer: c - Which scheme promotes cleanliness and sanitation across the country?
a) Clean India Mission
b) Swachh Bharat Abhiyan
c) Healthy India Campaign
d) Nirmal Bharat Abhiyan
Answer: b - Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) provides financial support to:
a) Landless agricultural laborers
b) Small business owners in rural areas
c) Landholding farmers
d) Agricultural universities
Answer: c - PMKVY provides training that includes:
a) Only technical skills
b) Only soft skills
c) Technical, soft, and digital literacy
d) Only vocational training
Answer: c - Ayushman Bharat – PMJAY covers expenses incurred on:
a) Only primary healthcare
b) Only tertiary care
c) Secondary and tertiary care
d) Only emergency medical services
Answer: c - The Beti Bachao Beti Padhao scheme also aims at improving the:
a) Nutritional status of girls
b) Sex ratio at birth
c) Healthcare infrastructure for girls
d) Sports participation of girls
Answer: b - Pradhan Mantri Awas Yojana aims to provide affordable housing by the year:
a) 2020
b) 2022
c) 2025
d) 2030
Answer: b (though the deadline might have been extended, 2022 was the initial target) - PMJDY promotes a culture of:
a) Digital payments
b) Savings and financial inclusion
c) Entrepreneurship
d) Investment in stock markets
Answer: b - PMJJBY provides life cover in case of death due to:
a) Accident only
b) Illness only
c) Any reason
d) Natural disaster only
Answer: c - The pension provided under Atal Pension Yojana depends on the:
a) Age of the beneficiary
b) Contributions made by the beneficiary
c) Government’s decision
d) All of the above
Answer: b - The Digital India mission has components related to:
a) Digital infrastructure
b) Digital delivery of services
c) Digital literacy
d) All of the above
Answer: d - Swachh Bharat Abhiyan was launched in the year:
a) 2010
b) 2012
c) 2014
d) 2016
Answer: c - Under PM-KISAN, how much amount is transferred annually to eligible farmers?
a) ₹4,000
b) ₹6,000
c) ₹8,000
d) ₹10,000
Answer: b - PMKVY is implemented by the:
a) Ministry of Finance
b) Ministry of Education
c) Ministry of Skill Development and Entrepreneurship
d) Ministry of Rural Development
Answer: c - Ayushman Bharat – PMJAY was earlier known as:
a) National Health Mission
b) National Rural Health Scheme
c) National Health Protection Scheme (NHPS)
d) Universal Health Coverage Scheme
Answer: c - The Beti Bachao Beti Padhao scheme also aims to prevent:
a) Child labor
b) Domestic violence
c) Sex-selective abortion
d) Early marriage of girls
Answer: c - Pradhan Mantri Awas Yojana has two components: one for urban and one for:
a) Industrial areas
b) Rural areas
c) Coastal regions
d) Hilly regions
Answer: b - PMJDY primarily focuses on bringing the:
a) Youth into the workforce
b) Unbanked population into the banking system
c) Small businesses into the formal economy
d) Rural population into urban centers
Answer: b - The premium for Pradhan Mantri Jeevan Jyoti Bima Yojana is:
a) Free
b) Very high
c) Affordable
d) Depends on income
Answer: c
Atal Pension Yojana provides a guaranteed minimum pension ranging from:
a) ₹500 to ₹3,000 per month
b) ₹1,000 to ₹5,000 per month
c) ₹2,000 to ₹6,000 per month
d) ₹1,000 to ₹10,000 per month
Answer: b